Can I still be approved with bad credit or an eviction on my credit?
Your credit score may play a major role in your ability to rent an apartment. Some landlords might deny your rental application if you have bad credit even if you have a spotless rental history and a sizable salary. Others may only check to see if you have a previous eviction or other rental-related blemishes on your credit report.
It is definitely possible to be approved with less than a perfect credit history.
Rental applications could be denied for the following:
Eviction filings within the past 36 months;
Civil judgments for rental housing within the last 84 months; and
Rental industry-related collections.
A complete analysis of the credit report will be done to determine if further consideration is applicable.
If your application is declined, we will issue a letter that will allow the household to contact the credit reporting agency to understand why a declined decision was reached.